Why Bank with Farmers Bank & Trust?
FREE Checks or Safe Deposit Box
Free checks or safe deposit box available when switching your personal account from a different financial institution. First order free for personal accounts; single generic Farmers logo checks. Safe deposit box free for one year.
Easy Banking for any Season of Life
Your busy life doesn’t need more hassle. That’s why Farmers Bank & Trust offers convenient, state-of-the-art digital tools and checking accounts that fit your specific needs. Stop in and get a warm smile with an eagerness to help.
- Open a Farmers Bank & Trust Checking Account - Print debit cards same day, in branch!
- Let us help you with your Business Checking Account
- Credit Card with 1.5% Cash Back
- Secure Online & Mobile Banking with Mobile Deposit
- Switch your online payments easily with ClickSWITCH
- Retirement Planning with FB&T Wealth Management
Whether you are in college, starting your career…or family…happily retired or somewhere in between, Farmers Bank & Trust offers services to fit your life. Learn more how we can help guide you toward a bright financial future HERE.
Agriculture Loans
We understand that agriculture is more than a business—it's a way of life. That’s why we’re committed to supporting our local farmers, ranchers, and landowners with tailored lending solutions to help you grow, invest, and thrive.
Our agriculture loans cover a wide range of needs, including:
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Livestock – Financing for cattle, poultry, and other livestock operations
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Equipment – Funds for new or used machinery and essential farm tools
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Land – Purchase or refinance farmland, pastures, or acreage
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Timber – Support for timberland purchases or forestry operations
Whether you're expanding your operation or just getting started, our experienced lending team is here to help you every step of the way.
Nashville Branch
Dierks Branch
Meet Your Howard County Banking Partners

Kelly Chambers
Nashville Market President
NMLS# 541560
870-845-3324

Sarah Myers
Agricultural Loan Officer II
NMLS# 2129957
870-912-6308
