Cannabis Banking

Farmers Bank & Trust provides commercial banking solutions for all industries, including licensed cannabis-related businesses (CRB).  Farmers Bank & Trust’s Cannabis Banking meets financial and regulatory compliance directives of the states in which we operate.

The cannabis industry is growing rapidly, and Farmers Bank & Trust has experts with deep knowledge of the type of banking services needed by owners of cannabis operations, including dispensaries, cultivators, processors, testing labs, wholesalers, and CBD/hemp businesses.

We are enthusiastic about the future of CRB and closely follow the development of the robust cannabis market.  Likewise, we are pleased to support CRBs navigating these exciting and complex market opportunities.

Since CRBs may be very cash-intense, we also arrange cash transportation for our CRB clients who contract directly with our armored car service for safe delivery of deposits.


Products and Services

Farmers Bank & Trust provides the tools you need to run your licensed cannabis business, pay your vendors, and deliver payroll directly to your employees’ bank accounts.  We understand the unique banking needs of the cannabis industry and are committed to adding new partnerships and software technology to improve the CRB customer experience.  We offer a wide variety of cannabis banking solutions, including:

  • Commercial checking/deposit services
  • Bill pay
  • ACH origination
    • Payroll
    • Vendor Payments
  • Remote deposit capture
  • Online banking with our mobile app
  • Initiate wire transfers
  • Cash collection services
  • Term loans and lines of credit
  • Acquisition and expansion credit facilities

A Seamless, Integrated Platform

By partnering with Farmers Bank & Trust, you’ll enjoy a seamless, integrated platform for deposit transaction monitoring and movement of funds.


Online and Mobile Banking

Check your account and transaction details, view check images, verify deposits and transfers, and more from anywhere.


Treasury Solutions

Our treasury solutions are designed to help you increase productivity, optimize cash flow, and drive profitability.


Dedicated CRB Banking Team

Our banking experts understand your business needs and will always be available to help you achieve your financial goals.



When You Choose Farmers Bank & Trust

Farmers Bank & Trust is a community bank that centers its focus around our customers.  Although cannabis banking is still relatively new, we are pleased to support this industry and help legitimize its health benefits.

Partner with Farmers Bank & Trust to enjoy cannabis banking services for your growing business.  Take the first step.  Contact us at 903-908-4510 or visit the contact page on our website to send an email.

We look forward to becoming your cannabis banking partner!